Consiga el equipo que su empresa necesita.
Desde equipos pesados hasta máquinas de uso general, podemos ayudarle a financiar el equipo que su empresa necesita.
Use our easy online form to apply & get fast approvals
Secured & unsecured options with no personal guarantee
Pick the terms that work best for your business
Funds in a few business days for most programs
Solo te llevará 10 minutos precalificar para obtener tu financiación de equipos para pequeños negocios.
Con nuestras condiciones de préstamos flexibles y tasas asequibles, puedes obtener el equipo que necesitas hoy mismo.
No esperes meses para obtener el capital. Recibe tu préstamo de equipos para pequeños negocios depositado directamente en tu cuenta bancaria comercial.
Tasas y condiciones de los préstamos de equipos para negocios flexible Hicimos que el enfoque sea sencillo, directo y transparente, a la vez que ofrecemos tasas competitivas y condiciones flexibles.
Proceso transparente y sin complicaciones En Amelia Capital, sabemos que necesitas el equipo hoy mismo. Es por eso que te proporcionamos el capital que necesitas, cuando lo necesitas.
Háblanos de tu negocio Creemos que tus ideas no pueden estar “sujetas a la aprobación crediticia”. Es por eso que cuando los bancos te dicen que no, nosotros te decimos “hablemos de tu negocio”.
Capital, cuando realmente lo necesitas: Ya sea que dirijas una cafetería o una empresa de construcción, tus productos y servicios dependen de que cuentes con las herramientas adecuadas.
¿Qué se considera un equipo para negocios? El término “equipo para negocios” abarca a los activos duraderos y tangibles que tu empresa requiere para sus operaciones.
Otros beneficios de la financiación de equipos En comparación con otros métodos de financiación, la financiación de equipos ofrece muchos beneficios secundarios para tu negocio.
A business loan is a type of business loan financing provided to businesses by banks, credit unions, online lenders, or other financial institutions.
It is designed to help businesses meet their various financial needs, fund their operations, and achieve their growth goals. A business loan can be used for a wide range of purposes, such as:
Business loans come in several forms, each tailored to specific needs and circumstances. Some common types of business loans include:
Term loans: These loans involve borrowing a specific amount of money that is repaid over a fixed period of time, usually with regular monthly principal and interest payments.
Lines of credit: A line of credit provides a predetermined amount of funds that a business can use as needed. Interest is charged only on the amount borrowed.
Small Business Administration (SBA) loans: Funds for these loans are partially guaranteed by the U.S. Small Business Administration, making them more accessible to small businesses with less established credit histories.
Equipment financing: This type of loan allows businesses to purchase or lease the equipment needed for their operations, and often the equipment itself serves as collateral.
Invoice Financing/Factoring: Businesses can use their outstanding invoices as collateral to obtain immediate cash advances from lenders, helping to improve cash flow.
Commercial Real Estate Loans: Designed to finance the purchase or renovation of commercial properties, such as offices, warehouses or retail spaces.
Business Acquisition Loans – These are used to finance the purchase of an existing business.
Before applying for a business loan, it is essential for entrepreneurs to thoroughly assess their financial needs and capabilities, as well as compare different loan options to find the one that best suits their business requirements, such as low interest rates.
Additionally, lenders will typically evaluate the company’s credit history, financial statements, and business plan to determine eligibility and long-term loan terms.
Therefore, the best strategy for your business is to do a complete comparison of the options available to merchants, in which, in addition to evaluating the interest rates, you also check whether the service is offered by an FDIC member.
With a working capital comparator for receiving commercial credit, you can see at a glance the most attractive products offered on the market and choose the most convenient loan program.
The terms and conditions of a business loan can vary significantly depending on the lender, the borrower’s creditworthiness, the loan amount, and the purpose of the loan.
Interest rates can be fixed or variable, and loan repayment periods can vary from a few months to several years.
In order to qualify for small business credit bank products, your business must be officially registered and operating legally. In other words, to get credit approval, your business must already be up and running.
Additionally, to qualify for a business credit program, the business must be physically located in the United States.
Small businesses seeking a financial product for their business must demonstrate that they are solvent and can ensure payment of the line of credit.
Small business owners may need a lot of cash flow to cover their credit needs to keep their business running. But there are some business loan companies that do not allow multiple financing options.
Various entities can lend money to small businesses depending on the company’s needs, financial situation and solvency, such as:
Traditional financial institutions, such as banks and credit unions, offer several types of loans, including personal loans, auto loans, home loans (mortgages), and business loans.
These loans often have structured repayment terms and interest rates based on your credit, deposit and income history.
There are many online lending platforms that offer personal loans, peer-to-peer lending, and small business loans. These lenders often provide a streamlined application process and may consider borrowers with different credit profiles.
A credit card gives you a revolving line of credit that you can use for purchases and cash advances.
However, they typically come with higher interest rates compared to traditional loans, so it’s important to use them responsibly and pay off balances promptly.
In some countries, government agencies or organizations offer loans or financial assistance to specific groups, such as first-time home buyers, students, or small businesses.
For certain projects or initiatives, crowdfunding platforms can be used to raise funds from a large number of people who support your cause.
An example of a small business loan is a 7(a) loan from the Small Business Administration (SBA). The SBA 7(a) loan program is one of the most popular and widely used loan programs offered by the U.S. Small Business Administration.
Provides government-backed financing to eligible small businesses that may not qualify for conventional bank loans on their own.
The application process for an SBA 7(a) loan involves submitting the necessary documentation, including a business plan, financial statements, and other supporting documents, to the lender. The lender will then review the application and, if approved, work with the SBA to process the loan.
Please note that loan programs and eligibility criteria may evolve over time, so it is essential to check with the SBA or a participating lender for the most up-to-date information on SBA 7(a) loans.
Trade credits can be classified according to several criteria, such as:
Loan Purpose: Working Capital Loans, Equipment Financing, Real Estate Loans, Inventory Financing, Expansion Loans, Debt Consolidation Loans.
Payment terms: short-term loans, medium-term loans, long-term loans.
Collateral Requirements: Secured Loans, Unsecured Loans.
Funding source: bank loans, SBA loans (loans guaranteed by the US Small Business Administration (SBA), online lenders.
How can we help you? Still have questions about how to apply for your business line of credit? To request assistance, contact an agent on our team using any of the communication channels found on our website and we will respond as soon as possible.
We’re here to help. Send us an email or call our experts.
At Amelia Capital, we understand that securing capital can be challenging. That’s why we offer tailored solutions to meet the unique needs of each business. Whether you want to expand operations, invest in new technology, or navigate unforeseen challenges, we’re here to empower your business with the resources and support it needs to achieve its goals.
Office Number: +1 (623) 303-6262
Headquarters: 4343 N Scottsdale Rd, Suite #150, Scottsdale, Arizona 8525
Fraud Disclosure:
Please be aware that individuals have been fraudulently misrepresenting to business owners (and others) that Amelia Capital LLC can assist small businesses in receiving government grants and other forgivable business loans, when in fact those grants or loans do not exist or are not available. These individuals have ulterior motives and are engaging in the unauthorized use of the names, trademarks, domain names, and logos of Amelia Capital LLC in an attempt to commit fraud upon unsuspecting small business owners. Amelia Capital LLC will never communicate with a prospective client on Facebook, Facebook Messenger, or any other type of social media. Further, any email communications will always come from an official Amelia Capital LLC email address and not a Gmail, Yahoo, or other email domain. If you believe you have been contacted by someone posing as an employee of Amelia Capital LLC, please email fraud@mbravod.com.
